Banana Pudding Layered Dessert – A Southern Classic with a Creamy Twist

There are some desserts that don’t just taste good—they feel like home. My grandmother’s banana pudding was exactly that: a dish reserved for Sunday suppers, potlucks, and every family gathering under the Southern sun. This Banana Pudding Layered Dessert is inspired by her recipe but elevated with extra creamy layers, a touch more indulgence, and just enough modern flair to make it a showstopper at any summer celebration.

Why You’ll Love This Banana Pudding Layered Dessert

This Banana Pudding Layered Dessert is everything a summer treat should be: cool, creamy, sweet, and utterly satisfying. Made with layers of rich vanilla pudding, fresh bananas, whipped cream, and classic Nilla Wafers, it’s simple to prepare yet decadent enough to impress guests. Here’s what makes it special:

• No baking required – Perfect for warm days when you want to avoid the oven.
• Layered for beauty and flavor – Each spoonful delivers a bit of every creamy, crunchy component.
• Classic Southern charm – Comforting, nostalgic, and crowd-pleasing.
• Easily made ahead – Ideal for picnics, barbecues, or weekend brunches.

Ingredients You’ll Need

This layered banana pudding dessert uses pantry staples and fresh ingredients to create something truly special.

For the pudding layer:

• 1 (5.1 oz) package instant vanilla pudding mix
• 2 ¾ cups cold whole milk

For the cream cheese layer:

• 1 (8 oz) package cream cheese, softened
• 1 (14 oz) can sweetened condensed milk
• 1 teaspoon pure vanilla extract

For the whipped cream:

• 2 cups heavy whipping cream
• 3 tablespoons powdered sugar
• ½ teaspoon vanilla extract

Additional layers:

• 1 box Nilla Wafers (about 11 oz)
• 4–5 ripe bananas, sliced
• Optional: crushed Nilla Wafers and banana slices for garnish

Step-by-Step Instructions

1. Prepare the Pudding

In a large bowl, whisk together the vanilla pudding mix and cold milk for about 2 minutes until it begins to thicken. Set aside in the fridge for 10 minutes to fully set.

2. Make the Cream Cheese Filling

In a medium mixing bowl, beat the softened cream cheese until smooth and fluffy. Add the sweetened condensed milk and vanilla extract, beating until fully combined and silky. Fold the prepared vanilla pudding into the cream cheese mixture. Set aside.

3. Whip the Cream

In a chilled bowl, beat the heavy cream with powdered sugar and vanilla until soft peaks form. Reserve half for topping the dessert, and fold the other half gently into the pudding mixture for added lightness.

4. Assemble the Layers

In a 9×13-inch glass dish or trifle bowl, begin layering:

• A base of Nilla Wafers
• A layer of banana slices
• A generous layer of the pudding-cream cheese mixture

Repeat these layers until all ingredients are used, finishing with a layer of whipped cream on top. Garnish with crushed Nilla Wafers and extra banana slices if desired.

5. Chill and Serve

Refrigerate for at least 4 hours (or overnight) to allow the flavors to meld and the dessert to firm up. Serve chilled with a big spoon and a smile.

Tips for Success

• Use ripe but firm bananas for the best flavor and texture.
• Chill the mixing bowl and beaters before whipping the cream for optimal volume.
• For a touch of extra flavor, add a layer of caramel sauce or a sprinkle of cinnamon.
• Want a lighter version? Substitute light cream cheese and whipped topping (like Cool Whip).

Variations and Substitutions

• Chocolate Lovers: Add a thin layer of chocolate ganache or chocolate pudding between the vanilla layers.
• Boozy Twist: Add a splash of banana liqueur or bourbon to the pudding mixture (adults only!).
• Different Cookies: Try graham crackers, shortbread, or even Biscoff cookies in place of Nilla Wafers.
• Vegan Option: Use plant-based milk, dairy-free pudding mix, vegan cream cheese, and coconut whipped cream.

Make-Ahead & Storage Tips

This banana pudding dessert actually gets better with time, making it a dream for entertaining.

• Make-ahead: Prepare the full dessert up to 24 hours in advance and store in the fridge.
• Leftovers: Keep covered and refrigerated for up to 3 days. Note: bananas may darken slightly, but the flavor remains delightful.
• Freezing: Not recommended, as the texture of bananas and cream may change.

Serving Suggestions

Serve this Banana Pudding Layered Dessert at:

• Summer BBQs
• Bridal or baby showers
• Fourth of July celebrations
• Sunday dinners
• Potlucks and picnics

For a charming presentation, try assembling individual servings in mason jars or dessert glasses.

FAQs

Can I use homemade pudding instead of instant?
Absolutely! Just make sure it’s fully chilled and thickened before folding into the cream cheese mixture.

How do I prevent the bananas from turning brown?
Toss banana slices in a bit of lemon juice before layering to slow oxidation.

Can I use store-bought whipped topping?
Yes! Use about 3–4 cups of Cool Whip if you’re short on time.

Conclusion

This Banana Pudding Layered Dessert is more than just a recipe—it’s a taste of Southern hospitality, nostalgia, and sunshine all in one dish. Whether you’re bringing it to a potluck or serving it after a casual dinner on the porch, this dessert never fails to impress.

So go ahead, whip it up, chill it down, and get ready for the compliments to roll in. If you try this recipe, I’d love to hear how it turned out—leave a comment below or tag me on Instagram with your layered creations!

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